We would like to wish you all a very healthy, happy and prosperous New Year.

The economy may be picking up but growth cannot be taken for granted. Increasing sales and profitability will only come from effort and planning. A well thought out business plan will help you achieve your goals.

Not everything will go to plan but at least you will be heading in the right direction.

After a much needed break in Portugal it is back to work. So if you have not yet submitted your 2012/13 tax return do not put it off any longer. Please let me have your income information as soon as possible.

We are pleased to announce that as part of providing a “one stop shop” we have entered into an agreement with Edward Hands Lewis Solicitors to provide clients with access to legal services and advice. We will be sending out more information about “Wise Owl Legal Services” in the near future, but please contact me if you would like to know more.